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Internet of Things (IoT)

The Internet of Things (IoT) is a collective term relating to everyday devices that are connected in some way to the Internet and can be controlled through Bluetooth, Wi-Fi, phone network or some other means of wireless communication.

Commonly referred to as "smart" devices, by being connected to the Internet means that these devices can track usage habits, provide helpful recommendations and generally offer users a more interactive and feature-rich experience.

Smart devices are becoming more noticeable in the insurance sector as they can report driving habits, fitness trends, lifestyle choices and the like and are making way for a new era of underwriting and pricing risk.